Group Critical Illness
Employees may also elect group Critical Illness coverage through Unum. This policy provides lump-sum cash benefits when a covered event occurs.
Employees may elect coverage on themselves of $10,000, $15,000 and $30,000, and coverage on their spouse equal to 50% of the employee-elected amount.
Children are automatically covered with 50% of the employee-elected amount at no additional cost.
Any condition for which an insured was symptomatic or treated in the 12-months prior to the coverage effective date will not be covered for the first year.
benefits payable under Critical Illness policy
Provides 100% benefit for heart attack, stroke, invasive cancer, major organ failure, end-stage kidney failure, ALS, Alzheimer’s, Multiple Sclerosis, Parkinson’s Disease, and more
Provides benefits for skin cancer, non-invasive cancer, major coronary artery disease, and more
Includes coverage for several childhood conditions such as Cerebral palsy, cleft lip/palate, Cystic fibrosis, Down Syndrome, and spina bifida
Includes a $50 annual “Be Well” benefit for each person covered who receives a covered wellness screening such as an annual physical, well-woman or well-child exam, dental, or vision exam, or sports physical.
Critical Illness Resources
